Plan a realistic yearly budget for a dog or cat. Enter your details below and get an instant, easy-to-read result.
Pet Ownership Cost Estimator
Plan a realistic yearly budget for a dog or cat.
Pet Ownership Cost Estimator
How this calculator works
Owning a pet costs more than most first-time owners expect. This estimator breaks typical U.S. yearly costs into food, routine veterinary care, preventatives, supplies and grooming, and shows a realistic range for budget, average and premium care styles so you can plan before you adopt.
Frequently Asked Questions
How much does a dog cost per year in the U.S.?
Typical estimates land between about $1,500 and $3,000 a year for average care, with premium choices pushing higher and lean budgets coming in lower.
Is a cat cheaper than a dog?
Usually, yes. Cats generally cost less for food, grooming and boarding, with typical yearly costs roughly half to two-thirds of a dog's.
What cost surprises new owners most?
Veterinary care. Even routine visits add up, and a single unexpected illness or injury can cost hundreds to thousands of dollars — which is why many owners pair this estimate with pet insurance.