Get a realistic monthly premium range before you buy. Enter your details below and get an instant, easy-to-read result.
Pet Insurance Cost Estimator
Get a realistic monthly premium range before you buy.
Pet Insurance Cost Estimator
How this calculator works
U.S. pet insurance premiums depend mostly on species, age and coverage type. Accident-and-illness plans for dogs commonly average around $45 to $60 per month when young, while accident-only plans cost far less; cats are typically cheaper to insure. This estimator shows a likely monthly and yearly range for your pet so you can compare plans with clear eyes.
Frequently Asked Questions
Is pet insurance worth it?
It is most valuable as protection against unexpected vet bills that can reach thousands of dollars. Many owners find the peace of mind alone worthwhile, especially for young pets enrolled early.
Does age change the premium?
Yes. Premiums rise as pets get older, so enrolling while your pet is young usually locks in the lowest rates.
What is the difference between accident-only and accident-illness?
Accident-only covers injuries like broken bones or swallowed objects. Accident-and-illness also covers diseases such as infections, cancer and digestive problems — the coverage most owners choose.